When you are struggling with addiction, your substance abuse tends to cause issues in various aspects of your life. From broken relationships and friendships to financial issues and health concerns, addiction can make it difficult to function in your daily life. Because substance abuse can severely impact your quality of life and put you at risk of developing life-threatening health conditions, attending drug and alcohol rehab is extremely important.
Unfortunately, many people never get the chance to receive the help and support they need. According to the National Institutes of Health, 75% of individuals who struggle with addiction never receive professional treatment.[1] Oftentimes, people avoid going to rehab because they are worried about how much rehab will cost.
Thankfully, most addiction treatment programs accept a wide variety of insurance plans. Knowing how to find a drug and alcohol rehab center in New Jersey that accepts your insurance could be the difference between long-term addiction and lifelong recovery.
Does Insurance Cover Drug and Alcohol Rehab in New Jersey?
Drug and alcohol rehab can be extremely expensive, especially when the program does not accept your insurance. Some facilities cost thousands of dollars, which is not something most people can afford. Thankfully, there are federal laws in place that require health insurance companies to cover addiction treatment services.
The Affordable Care Act (ACA) of 2010 is a law that requires insurance providers to cover addiction treatment services.[2] This law recognizes addiction treatment as an essential healthcare benefit for U.S. citizens. In other words, your insurance company cannot deny coverage for drug and alcohol rehab as long as the facility is in-network.
Always remember that the amount of coverage you will receive depends on your specific insurance plan. This is why it is important to contact your insurance company before you commit to a specific addiction treatment program. Typically, if you find a facility that is in-network with your insurance company a significant amount of the cost will be covered.
Finding an In-Network Addiction Treatment Program in New Jersey
Finding a drug and alcohol rehab center in New Jersey that accepts your insurance can be difficult, especially if you’ve never been to treatment before. Some rehab programs only accept a few insurance plans, making it important that you do some research before choosing a facility to attend.
When looking for an in-network addiction treatment center in New Jersey, you should:
Speak With Your Insurance Provider
The best way to find a drug and alcohol rehab program that accepts your insurance is to contact your insurance provider directly. They can provide you with a list of facilities that accept your insurance, providing you with options to choose from. Once you receive this list, you can start researching the various programs to decide which one best suits your needs.
Every rehab program is different, offering various treatment approaches and specializing in specific issues. For example, one program may use 12-step-based approaches while another focuses heavily on behavioral therapy. Additionally, certain addiction treatment programs offer support for co-occurring mental health conditions.
Speaking with your insurance provider and receiving a list of in-network treatment programs will give you the ability to choose a rehab that suits your specific needs at little to no cost.
Contact Local Treatment Facilities
Addiction affects tons of people, which means you may already know someone who has attended rehab in the past. If one of your friends or loved ones has found success in a specific addiction treatment program, you might want to contact that facility directly. Sometimes word of mouth is the best way to find a drug and alcohol treatment center.
When you contact the facility, you can ask them to verify your insurance benefits. If the program accepts your insurance, you can ask to tour the facility or sit down with an addiction specialist to discuss how the program works. Contacting the treatment center directly can shorten the process of finding an in-network drug rehab and allow you to begin the intake process immediately.
Work With an Addiction Counselor
Lastly, addiction counselors can help you find an addiction treatment program that accepts your insurance. Addiction counselors support you throughout your recovery journey, providing a wide array of services. They can help you find treatment, support you and your family members throughout the treatment process, and connect you with services after you complete your program.
Additionally, addiction counselors conduct in-depth assessments of your personal, family, and substance abuse history. In other words, they get to know you inside and out. This makes them especially qualified to find an addiction treatment program that will suit your specific needs.
Verify Your Insurance Benefits Today
If you or a loved one suffer from drug or alcohol addiction, Moving Mountains Recovery Center is here to help. We provide highly individualized treatment planning, evidence-based therapies, and support for the patient and their entire family. Thankfully, our program accepts a wide variety of insurance plans to ensure that everyone receives the help they need.
Contact Moving Mountains Recovery Center today to verify your insurance benefits and begin your recovery journey.
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