Drug and alcohol addiction can harm your mind, body, and relationships. Living with an untreated addiction almost always leads to health complications, loss of opportunities, social, financial, and legal problems, and other harm. With all the consequences of addiction, many imagine that people are quick to seek treatment for substance abuse.
However, millions of people living with drug and alcohol addiction don’t get the treatment they need to recover. There are many reasons people may put off getting the help they need–and cost is usually at the top of the list.
Fortunately, most insurance plans are required to cover some or all of the cost of addiction treatment. It’s important to verify the details of your specific plan to avoid unanticipated costs. If you have Aetna insurance and need addiction treatment in New Jersey, this guide may help you understand your options.
Reach out to the admissions staff at Moving Mountains Recovery to learn more about using your Aetna insurance to cover drug and alcohol rehab.
Do Treatment Centers in New Jersey Accept Aetna Health Insurance?
Many rehab centers in New Jersey accept Aetna health insurance. Thanks to the Affordable Care Act, insurance providers are required to cover the cost of drug and alcohol addiction treatment. While insurance companies must provide rehab coverage, the services, providers, and programs covered can vary from plan to plan.
If you live in New Jersey and have Aetna insurance, you will likely be able to use your insurance to cover part or all of the expenses related to detox, inpatient treatment, outpatient programs, and other types of addiction treatment programs.
Verifying the Details of Your Aetna Insurance Plan
Plans can vary in coverage for programs, services, and professionals. You must verify the details of your plan to understand what expenses will be covered and what you may be required to pay out of pocket.
You can verify the details of your Aetna plan in two ways:
- Call the number on the back of your insurance card and speak to a representative about the details of your plan.
- Login to your account on the Aetna website. You will be able to review the details of your plan and locate in-network providers and services.
A rehab facility’s admissions staff can also help you verify your insurance details. They will be able to explain your plan and discuss what services will be covered by your insurance and if treatment is in-network.
What Types of Treatment Will Aetna Cover?
The type of treatment you require depends on the severity of your addiction, your mental and physical health, and other personal factors. There are several levels of care covered by Aetna health insurance.
Detox
During detox, medications and emotional support can help you manage the symptoms of withdrawal.
Inpatient rehab
Inpatient or residential programs require patients to live in the treatment facility while receiving treatment. Constant support and supervision can mean better outcomes and gives people the best start in recovery.
Partial hospitalization programs
Partial programs–sometimes called day treatment–offer the opportunity to get high-quality treatment in a supportive setting while living at home. People attend treatment activities several hours a day on most days of the week.
Outpatient rehab
Outpatient treatment programs offer flexible rehab options to people who want to continue working, attending school, or caring for family members. People attend treatment sessions several times per week, usually in the evening. Intensive outpatient programs (IOPs) offer a higher level of outpatient care but still provide a balance of high-quality treatment and flexibility.
Aetna insurance may also cover the cost of dual diagnosis treatment for those with mental illness and addiction. You must verify the details of your plan before beginning treatment.
Do I Need Addiction Treatment?
Research from 2020-2021 shows that 2,841 people in New Jersey died from a drug overdose. Addiction is a serious and often life-threatening condition that requires comprehensive treatment. People who get treatment early generally have better outcomes than people who let the addiction progress for a long time.
Recognizing a problem is the first step to getting the help you need to recover. Here are some of the signs that you or a loved one may require addiction treatment:
- You spend a lot of time getting, using, and recovering from using a substance
- You need to use more of the substance to get the desired effects
- You engage in risky behavior while using the substance, such as having unsafe sex or driving under the influence
- You neglect your responsibilities at home, work, or school
- You face legal, social, or financial problems because of your substance use
- You experience withdrawal symptoms when you stop using the substance
- You continue to use the substance despite facing severe, negative consequences
You don’t have to live with drug and alcohol addiction. Effective treatment is available.
Find Help Now
The holistic, comprehensive treatment programs at Moving Mountains Recovery are designed to nurture your mind and body during your recovery journey. Don’t wait another day for the care and support you deserve. Reach out today to verify your insurance, explore your treatment options, and get started.
